Urban Money, India’s largest mortgage tech platform, has charted an ambitious path to cross the ₹1,000 crore revenue mark by FY26, following a tenfold surge in its business over the past three years. The company’s revenue reached ₹714 crore in FY25, more than triple its FY23 figures, driven by rapid adoption of its digital mortgage origination solutions.
Technology-Led Mortgage Fulfilment
Urban Money operates a fully digital platform that integrates API-based KYC, credit score verification, and income validation with banks’ loan origination systems — enabling loan sanction and disbursal in under five minutes.
Its tech stack allows seamless interaction among borrowers, lenders, and advisors, reducing turnaround time and removing paperwork bottlenecks that have traditionally slowed down home loan approvals.
Massive Distribution Network Across India
The company works with over 1.5 lakh channel partners and 95+ banks and NBFCs, positioning itself as one of India’s largest mortgage distribution networks.
Nearly 87% of its business comes from an aggregation model that connects real estate agents, DSAs, and financial advisors with lending institutions.
Urban Money’s gross transaction value (GTV) has surged from $0.2 billion in FY21 to $5.7 billion in FY25, reflecting deep penetration and partner-led scalability.
Consistent Multi-Year Growth
Between FY22 and FY25, Urban Money’s revenue grew at a CAGR of 120%, while its GTV expanded at a CAGR of 102%, underscoring the platform’s strong operational efficiency and market traction in India’s fast-evolving digital mortgage ecosystem.
Bridging the Credit Access Gap
Commenting on the milestone, Amit Prakash Singh, Co-Founder and CBO of Urban Money, said:
“While India’s credit ecosystem has expanded rapidly, access and awareness remain uneven — nearly half of eligible urban adults still don’t use formal credit channels. For many first-time homebuyers, the loan journey remains complex and fragmented. Our aim has been to simplify this process through a transparent, technology-driven platform that connects borrowers, advisors, and lenders on one network.”
He added that the company’s growth demonstrates how digital origination models can bridge the trust and accessibility gap in India’s mortgage sector.
Supported by Square Yards Ecosystem
Backed by Square Yards’ real estate and data ecosystem, Urban Money continues to strengthen its position as a key enabler of digital mortgage access and formal credit inclusion in India.
Its platform now plays a pivotal role in simplifying the home loan journey, especially for first-time buyers seeking transparency and speed in mortgage approval.
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