The Maharashtra government has approved the release of ₹25.81 crore under the Pradhan Mantri Awas Yojana (Urban) 2.0 for individual house construction (BLC – Beneficiary Led Construction) in urban areas. The funds will be distributed to 2,581 beneficiaries through various municipal corporations across the state.
The decision has been taken under the general category (other than SC/ST component) and forms part of the centrally sponsored housing scheme aimed at providing pucca houses to eligible urban households.
Funds Approved Under Central and State Share
As per the Government Resolution issued by the Housing Department:
- Central Government share: ₹15.49 crore
- State Government share: ₹10.32 crore
- Total fund released: ₹25.81 crore
These funds are being released within the limits of the Mother Sanction already approved by the Central Government under PMAY (Urban) 2.0.
Background: Mother Sanction for Over 41,000 Beneficiaries
Earlier, the Central Government had accorded a Mother Sanction of ₹246.93 crore for 41,155 beneficiaries under the BLC component in Maharashtra.
However, after removing duplicate registrations of 125 beneficiaries, the final approved count stands at 41,030 beneficiaries, with a revised central assistance of ₹246.18 crore.
The corresponding state share of ₹164.12 crore is required to be released proportionately.
The present release to municipal corporations is part of this phased fund distribution.
What Is the BLC Component Under PMAY (Urban) 2.0?
The Beneficiary Led Construction (BLC) component supports eligible beneficiaries who:
- Own land or have legal rights over a plot
- Are constructing a house on their own
- Require financial assistance rather than a ready-built unit
Under PMAY (Urban) 2.0, the assistance is shared between the Central Government (60%) and the State Government (40%).
Cities Covered in the Current Fund Release
The current tranche of funds will benefit beneficiaries in multiple municipal corporations, including:
- Amravati
- Akola
- Ahmednagar
- Aurangabad
- Dhule
- Jalgaon
- Kolhapur
- Latur
- Nagpur
- Nanded
- Nashik
- Parbhani
- Sangli-Miraj-Kupwad
- Solapur
Among these, Amravati, Nagpur, Parbhani, and Nanded account for a significant share of the beneficiaries.
Mode of Fund Disbursement: SNA–SPARSH System
The funds will be released through the SNA–SPARSH digital platform, which is the designated system for PMAY (Urban) 2.0 fund flow.
To receive funds, implementing agencies are required to:
- Complete component-wise mapping using the relevant SLS Code
- Finalise e-signature procedures
- Ensure compliance with all prescribed financial and procedural guidelines
Conditions Attached to the Fund Release
The government has clearly stated that:
- The funds must be used only for the purpose for which they are released
- All expenditure must follow prescribed financial rules and procedures
- Municipal corporations and implementing agencies will be responsible for proper utilisation and compliance
Any deviation may attract audit objections or recovery.
Why This Decision Matters
This fund release is significant because:
- It accelerates individual house construction for eligible urban beneficiaries
- It strengthens last-mile implementation of PMAY (Urban) 2.0
- It ensures that municipal corporations have the liquidity required to support ongoing housing projects
The move also reflects the state government’s effort to maintain continuity in housing assistance during the transition from PMAY (Urban) to PMAY (Urban) 2.0.
Bottom Line
With the release of ₹25.81 crore to urban local bodies, Maharashtra has taken another step towards achieving the goal of “Housing for All” under PMAY (Urban) 2.0. The focus on Beneficiary Led Construction ensures that households with land ownership can complete their homes with timely financial support.
Also Read: Maharashtra Implements ‘SNA-SPARSH’ System for Faster Fund Transfers under PMAY (Urban) and PMAY 2.0
