Browsing Tag

home loans

15 posts
Maharashtra has sanctioned ₹411 crore for PMAY housing projects across multiple cities, signaling execution momentum and a major boost to affordable home supply for EWS buyers.

Affordable Housing Financiers Set for Steady 20-21% AUM Growth in FY26 & FY27 Despite Rising Delinquencies

Affordable housing finance companies to post steady 20-21% AUM growth in FY26 and FY27 — outpacing the broader mortgage sector — even as LAP moderates and delinquencies rise slightly; CRISIL Ratings expects healthy profitability at ~2.5% RoMA amid prudent underwriting and supportive funding dynamics.
Urban Money, India’s largest mortgage tech platform, has reported ₹714 crore revenue in FY25 and aims to cross ₹1,000 crore by FY26. Backed by Square Yards, the company has grown 10x in three years through API-based mortgage origination and a 1.5 lakh-strong partner network.

India’s Largest Mortgage Tech Platform Reports ₹714 Crore Revenue in FY25, Eyes Continued Scale Through API-Driven Loan Origination

Urban Money, India’s largest mortgage tech platform, has reported ₹714 crore revenue in FY25 and aims to cross ₹1,000 crore by FY26. Backed by Square Yards, the company has grown 10x in three years through API-based mortgage origination and a 1.5 lakh-strong partner network.
India's booming housing sector

India’s Housing Loan Market Expands to ₹33.53 Lakh Crore, Registers 14% YoY Growth

India’s housing sector continues its upward trajectory, with the National Housing Bank (NHB) reporting that outstanding individual housing loans surged to ₹33.53 lakh crore as of September 30, 2024—a 14% YoY increase. The report highlights the evolving homebuyer preferences, regional credit disparities, and the impact of government schemes like PMAY and UIDF. With urbanization and digitization reshaping the real estate landscape, the sector remains poised for sustained growth in the coming years.
RBI

RBI Cuts Repo Rate by 25bps: Lower Home Loan Interest for Homebuyers

The RBI’s 25 bps repo rate cut to 6.25% is a major boost for homebuyers, reducing EMIs and making housing more affordable. Developers also benefit from lower financing costs, driving project completion and market growth. Experts see this as a key step toward strengthening the real estate sector in 2025.
The Draft Registration Bill 2025 does not explicitly eliminate stamp paper but introduces provisions for fully digital property registration in India. Learn how key sections of the bill pave the way for e-registration, e-stamping, and a paperless future in real estate.

Rs 2 Lakh Discount for Women Homebuyers at This Prop Expo

The CREDAI-MCHI 32nd Property and Home Finance Expo, scheduled for January 17-19, 2025, at the Jio World Convention Centre, will feature over 500 projects from 100+ developers and offer exclusive deals like a ₹2 lakh discount for women homebuyers. The event will showcase innovative initiatives, including India’s first Quick Real Estate Mall, simplifying the home-buying process.