The funds will directly benefit 33,403 eligible beneficiaries belonging to the General category (Other than SC/ST) across various municipal corporations, municipal councils, nagar panchayats, and gram panchayats in the state, enabling them to construct individual pucca (permanent) houses.

Key Details from the GR

The GR follows approvals issued by the Ministry of Housing and Urban Affairs (MoHUA), Government of India (vide orders dated 25 September 2025 and 18 December 2025), which granted Mother Sanction for 41,155 beneficiaries amounting to ₹246.93 crore central share under SLS Code MH-688 (BLC – Individual House Construction, General category).

After accounting for 125 duplicate/repeated entries, the final eligible beneficiaries stand at 41,030, with the adjusted central share of ₹246.18 crore.

The Maharashtra Government, in line with the scheme’s funding pattern (60% Centre + 40% State), has now approved release of the matching state share and partial disbursement to 33,403 beneficiaries (first tranche/phase).

Break-up of Funds Released:

• Central Share (60%): ₹200.418 crore
• State Share (40%): ₹133.612 crore
• Total: ₹334.03 crore (Rupees Three Hundred Thirty-Four Crore and Three Lakh only)

Accounting Heads:

• Central share: 2216 – Housing → 22163428 (PMAY-U 2.0 – Individual House Construction – Centre Share 60%)
• State share: 2216 – Housing → 22163437 (PMAY-U 2.0 – Individual House Construction – State Share 40%)

Disbursement Mechanism

Funds will be transferred through the SNA-SPARSH system (Single Nodal Account – System for Public Financial Management and Accountability) directly to beneficiaries or implementing agencies.

All implementing agencies (Municipal Corporations, Municipal Councils, Nagar Panchayats, etc.) have been directed to:

• Complete 4-SLS Code mapping and e-Hastakshar procedure on the SNAP portal
• Ensure funds are used exclusively for house construction/enhancement
• Strictly follow financial guidelines, audit norms, and Finance Department instructions

New accounting heads were created via supplementary demands in the Winter Session 2025, and re-appropriation was approved as per Finance Department communication dated 05 January 2026.

District-wise & Town-wise Beneficiary Distribution

The GR includes a detailed annexure listing 33,403 beneficiaries across 337 urban/semi-urban local bodies. Some highlights from the list (figures in beneficiaries and amount in lakh):

• Highest beneficiaries:
  • Hingoli Municipality – 965
  • Bid Municipality – 729
  • Purna Municipality (Parbhani) – 676
  • Jafrabad Nagar Panchayat (Jalna) – 975 (noted in full list)
• Examples:
  • Ahilyanagar (Ahmednagar) district towns: Multiple municipalities with 20–150 beneficiaries each
  • Amravati: Achalpur (644), Anjangaon (306)
  • Gadchiroli: Armori (545), Desaiganj (309)
  • Washim: Karanja (283)
  • Yavatmal: Darwha (362), Yavatmal (317)

(Full list covers all districts including Akola, Aurangabad, Bhandara, Buldhana, Chandrapur, Dhule, Gondia, Jalgaon, Jalna, Kolhapur, Latur, Nagpur, Nanded, Nandurbar, Nashik, Osmanabad, Parbhani, Pune, Raigad, Ratnagiri, Sangli, Satara, Sindhudurg, Solapur, Wardha, Washim, and Yavatmal.)

Significance of the Move

PMAY-U 2.0, launched in 2024–25 for the next five years, aims to provide pucca houses with basic amenities to all eligible urban poor families who do not own a house. The BLC component allows beneficiaries to construct or enhance their own homes on their land with central and state assistance (typically ₹1.5–2.5 lakh per unit, depending on location and norms).

This first major fund release under PMAY-U 2.0 in Maharashtra is expected to accelerate house construction in smaller towns and municipal areas, benefiting economically weaker sections in the General category.

The GR is digitally signed and available on the official website www.maharashtra.gov.in with unique code 202601131827022309.

Beneficiaries are advised to contact their local Municipal Council/Nagar Panchayat or Urban Development Authority for verification, geo-tagging, and further process.

Also Read: Maharashtra Implements ‘SNA-SPARSH’ System for Faster Fund Transfers under PMAY (Urban) and PMAY 2.0

The post Maharashtra Govt Approves ₹334 Crore Release Under PMAY-U 2.0 for 33,403 Urban Poor Families to Build Own Pucca Houses appeared first on Square Feat India.

The Maharashtra government has approved the implementation of the SNA-SPARSH (System of Integrated Quick Transfers) framework for effective execution of the Pradhan Mantri Awas Yojana (Urban) and PMAY (Urban) 2.0 schemes.

This move is aimed at ensuring faster, transparent, and real-time transfer of Central funds for housing projects through direct integration with the Reserve Bank of India (RBI) systems. The decision aligns with the Central Government’s push for a modernized, technology-driven fund management structure.

From SNA to SNA-SPARSH: A Shift Toward Real-Time Efficiency

The new system replaces the existing Single Nodal Agency (SNA) model with the SNA-SPARSH model, following the Government of India’s directive dated July 13, 2023.

Under this framework, Central and State cash management systems are integrated using three major digital platforms:

• Public Financial Management System (PFMS)
• State Integrated Financial Management Information System (IFMIS)
• RBI’s e-Kuber system

The unified setup allows for real-time, traceable, and quicker fund transfers for Centrally Sponsored Schemes (CSS) like PMAY, reducing administrative delays and leakages.

Dedicated RBI Accounts for Maharashtra’s PMAY and PMAY 2.0

As per the Government Resolution (GR) issued by the Housing Department, new independent drawing and disbursing accounts have been opened with the Reserve Bank of India for both PMAY (Urban) and PMAY 2.0.

These accounts will handle funds for various scheme components such as Affordable Housing in Partnership (AHP), Beneficiary-Led Construction (BLC), In-Situ Slum Redevelopment (ISSR), and Capacity Building, Social Audit, and IEC activities.

PMAY (Urban) — Managed by MHADA

• Nodal Agency: Maharashtra Housing & Area Development Authority (MHADA), Mumbai
• Finance Controller: Drawing & Disbursing Officer (DDO) No. 8101710009
• RBI Accounts: Six separate accounts created for PMAY (Urban) components
• Date of account activation: Between February and October 2025

PMAY (Urban) 2.0 — Managed by Housing Department PMU

• Nodal Agency: State-Level Project Management Unit (PMU), Housing Department, Mantralaya, Mumbai
• Under Secretary & Joint Chief Officer: DDO No. 8101710010
• RBI Accounts: Four accounts for PMAY 2.0 sub-components
• Date of account activation: September 12, 2025

The accounts were opened with consent from the Finance Department and the Accountant General of Maharashtra.

Objective: Faster, Accountable, and Transparent Fund Flow

By implementing SNA-SPARSH, Maharashtra joins a select group of states that have migrated to this next-generation financial management architecture. The key goals include:

• Real-time visibility of fund utilization across all project levels
• Elimination of idle funds and duplication
• Faster disbursement to beneficiaries and implementing agencies
• Stronger financial governance and audit trail

Officials stated that this will significantly enhance efficiency in executing housing projects under PMAY (Urban) and PMAY 2.0—particularly important as Maharashtra leads in urban housing demand and beneficiary-linked construction projects.

Also Read: Relief For MHADA Redevelopment And PMAY Projects

The post Maharashtra Implements ‘SNA-SPARSH’ System for Faster Fund Transfers under PMAY (Urban) and PMAY 2.0 appeared first on Square Feat India.