Positive Sentiment for Women Buyers

Vikas Tomar, Executive President & Business Head at Square Yards, said the decision is expected to significantly improve market sentiment, especially among first-time women homebuyers.

“This move will likely boost sentiment among women aspiring to own a home. It encourages more families to register properties in the name of women, supporting broader goals of financial inclusion and empowerment,” he noted.

Tomar added that the mid-segment housing market—which already appeals to end-users and first-time buyers—is likely to benefit the most. “With this added incentive, we’re likely to see greater interest in the mid-range category across cities like Noida, Greater Noida, and Ghaziabad,” he said.

Call for Inclusive Reforms Across Buyer Segments

While welcoming the move, some industry stakeholders believe the government should go further. Vikas Bhasin, Managing Director of Saya Group, acknowledged that a reduction in stamp duty eases the financial burden on homebuyers but urged for more comprehensive reform.

“Stamp duty and other levies form a significant part of home-buying costs. Any reduction certainly helps buyers save money, but we have consistently advocated for a broader reduction in stamp duty,” Bhasin said.

He emphasized that the current system of charging GST on under-construction properties, in addition to stamp duty, significantly inflates the final cost. “The government should consider reducing these charges for all homebuyers, regardless of gender or property value, to make homeownership truly affordable,” he added.

Mid-Segment Housing in Focus

According to market analysts, the mid-segment housing category—typically priced between ₹40 lakh and ₹1 crore—has remained resilient amid broader market fluctuations and is likely to attract even more traction with this policy change. Developers anticipate a rise in women-centric bookings and are likely to tailor offerings accordingly.

With residential demand already on the rise in UP’s NCR pockets, the latest move is expected to add momentum to end-user activity while also aligning with long-term goals of financial inclusion and gender equity in property ownership.

Also Read: Big announcement for Women Homebuyers

The post UP Govt Cuts Stamp Duty for Women Homebuyers: Real Estate Experts Welcome Move, Call for Broader Reforms appeared first on Square Feat India.

Growing Influence of Women in Real Estate

The report, titled ‘Key Holders of Change – Women Driving Real Estate Growth and Transformation’, analyzed data from major cities, including Mumbai, Navi Mumbai, Thane, Pune, Bengaluru, Hyderabad, Noida, Greater Noida, and Ghaziabad. The total number of residential transactions across these cities reached 5.77 lakh in 2024, reflecting a 4% increase from 5.56 lakh in 2023.

Notably, women buyers accounted for 22% of the total residential transactions in 2024, up from 20% in 2023. Meanwhile, sole male buyers saw an 11% increase in transactions, rising from 1.96 lakh in 2023 to 2.18 lakh in 2024. However, joint ownership transactions (male + female) declined by 7%, though they remained the largest segment, representing 40% of the total transactions.

Breakdown of Residential Transactions by Ownership

(Source: IGR, Square Yards)

Women Gaining Confidence in Homeownership

Commenting on the trend, Kanika Gupta Shori, COO and Founder, Square Yards, stated, “As women gain greater empowerment through education, workforce participation, and financial independence, they are emerging as formidable decision-makers in real estate. The 14% annual rise in residential transactions by women in 2024 underscores this shift. While there is still a long way to go, the increasing number of women homeowners signals a stronger, more inclusive housing market.”

Tanuj Shori, CEO and Founder, Square Yards, further emphasized, “Women homebuyers are a transformative force in real estate, bolstered by rising workforce participation and supportive government policies. This year alone, 1.29 lakh homes were registered under sole women buyers. Notably, women constitute 53% of our clientele as sole or joint homebuyers. By fostering opportunities for women, we aim to create a more inclusive and progressive real estate ecosystem.”

Government Policies and Financial Incentives Fueling Growth

Several government schemes and financial benefits are enabling women to become homeowners more easily. Key initiatives include:

• Pradhan Mantri Awas Yojana (PMAY): Requires at least one woman as a registered property owner.
• Stamp Duty Concessions: Many states, including Maharashtra and Uttar Pradesh, offer 1–3% lower stamp duty and 0.5–1% reduced registration charges for female buyers.
• Home Loan Interest Rate Discounts: Major lenders provide a 0.05% lower interest rate for home loans where a woman is the primary applicant.
• Tax Benefits: Women homebuyers can avail deductions under Sections 80C, 80EE, and 24b, providing up to ₹1.5 lakh relief on the principal amount and ₹2 lakh on interest payments.

Technology Driving Women’s Homeownership

Digital advancements have played a crucial role in this shift, making property ownership more accessible for women. Online property search platforms, mortgage calculators, digital payment systems, and fintech innovations have enhanced financial inclusion. Social media and community forums have further empowered women by providing knowledge and support networks, enabling informed decision-making.

Conclusion

The rising trend of women homebuyers reflects a broader societal and economic transformation. With increasing financial independence, favorable government policies, and the adoption of digital tools, women are set to play a more dominant role in India’s real estate sector. As homeownership sentiments among women reach an all-time high, this trend is expected to continue growing in the years to come.

Also Read: Benefits of being a Woman Home Buyer in India

The post Women Homebuyers on the Rise: 1.29 Lakh Residential Transactions Recorded in 2024, Growing 14% Annually appeared first on Square Feat India.

Real Estate Dominates as the Preferred Investment

The survey highlights that 70% of women now prefer real estate as an investment, up from 65% in H2 2022 and 57% in H2 2019. In contrast, confidence in the stock market has sharply declined—only 2% of women now favor it, compared to 20% two years ago.

“With growing independence and higher disposable incomes, women are increasingly entering the housing market as confident investors,” said Anuj Puri, Chairman – ANAROCK Group. “Considering the recent stock market volatility, women have chosen the more stable investment option in housing.”

More Than 52% of Women Prefer Premium & Luxury Homes

The survey also reveals that over 52% of women homebuyers now prefer properties priced above ₹90 lakh, up from 47% in H2 2022.

Budget Preferences Among Women Homebuyers (H2 2024):

• 33% prefer homes priced between ₹90 lakh – ₹1.5 crore
• 11% opt for properties in the ₹1.5 crore – ₹2.5 crore range
• 8% choose ultra-luxury homes above ₹2.5 crore

Women Show Growing Interest in Under-Construction Homes

A notable trend is the increasing preference for under-construction (UC) properties among women investors. In H2 2024, 18% of women homebuyers preferred UC properties, nearly double the 10% in H2 2022.

Conversely, the demand for ready-to-move-in (RTM) homes has dropped to 29% in H2 2024, down from 48% in H2 2022. The shift indicates that women are prioritizing long-term capital appreciation over immediate possession, especially as new projects from reputed developers inspire greater confidence.

Conclusion

The ANAROCK Consumer Sentiment Survey (H2 2024) highlights a significant transformation in women’s real estate preferences in India. More women are entering the market as investors, choosing premium properties and under-construction homes, while real estate remains the top investment choice, far ahead of the stock market. This trend underscores their increasing role in wealth creation and financial independence in the country’s evolving economic landscape.

Also Read: Benefits of being a Woman Home Buyer in India

The post 31% Women Now Buy Homes for Investment, 52% Prefer Premium Properties appeared first on Square Feat India.

This three-day expo will feature over 100 developers showcasing over 500 projects from more than 5000 locations. Developers like DGS TOWNSHIP, Adani Realty, and Rustomjee will present a wide range of housing options for attendees. In addition to developers, more than 25 financial institutions, including State Bank of India, Bank of India, and LIC Housing Finance, will offer home financing solutions to ensure a smooth buying experience.

The event’s theme, “Book Your Home in 10 Minutes,” aims to streamline the home-buying process by enabling visitors to quickly book homes and secure loan approvals. One of the key attractions will be India’s first Quick Real Estate Mall, which simplifies home bookings for first-time buyers.

On January 19, the expo will observe Pink Sunday, a special initiative for women homebuyers, offering an additional ₹2 lakh discount on home bookings, along with other developer promotions. This initiative encourages women to purchase homes in their own name and aims to empower them in the real estate market.

CREDAI-MCHI President, Mr. Dominic Romell, highlighted the expo’s focus on making the home-buying experience quicker and easier. “The ‘Book Your Home in 10 Minutes’ initiative at the Quick Real Estate Mall simplifies the process, allowing buyers to secure their dream homes with ease,” he said.

The expo will also feature various offers such as No Stamp Duty & GST, discounts up to ₹18 lakh, and ₹5 lakh spot booking discounts. Other perks include Flexi Pay Plans, Zero Club Charges, and giveaways such as iPhones and two-wheelers.

The event is expected to attract over 100,000 attendees over three days and will operate from 10:30 AM to 8 PM each day. Free parking will be available at the venue, and entry is free with prior online registration at www.mchihomes.com.

Also Read: Housing Prices Rise Across Top Indian Cities, Reports CREDAI-Colliers-Liases Foras

The post Rs 2 Lakh Discount for Women Homebuyers at This Prop Expo appeared first on Square Feat India.

In the last year’s state budget women homebuyers were allowed to avail a concession of 1% stamp duty. So in Mumbai the stamp duty which is at 6% during a home sale registration, a women homebuyer would pay only 5%. But this concession was subject to certain terms and condition.

On Thursday, Devendra Fadnavis delivered the budget of the state and made a very important announcement that will benefit the women homebuyers.

The budget speech of Fadnavis stated that, women will be given 50 per cent. discount on ticket fares in State Transport Corporation buses. Also a woman buyer has been given a one per cent concession in stamp duty for the purchase of a residential unit. As per the existing condition, a woman cannot sell a residential unit to a male buyer for a period of 15 years. The government has said that this condition will be relaxed.

This will enable more women to buy homes as, many earlier feared that if they bought a home availing this discount they would not be able to sell the homes for a decade and half.

However, now this condition has been relaxed and from April 1, women homebuyers can avail the discount and at the same time not fear that they will not be able to sell their own homes when they need to.

Also Read: Rs 45-90 Lakh ‘Sweet Spot’ for 36% Women Homebuyers

The post Big announcement for Women Homebuyers appeared first on Square Feat India.

At a time when housing sales have reached an all-time high, women are a key homebuyer segment. 83% women respondents in ANAROCK’s most recent Consumer Sentiment Survey looking at homes priced above INR 45 lakh. The INR 45 – 90 lakh budget range is the ‘sweet spot’ for 36% of women home seekers, and 27% prefer premium homes priced from INR 90 lakh to INR 1.5 Cr. 20% prefer luxury homes priced >INR 1.5 Cr. Affordable homes priced under INR 45 lakh are the least preferred.

The survey also finds that gold has lost its sheen even as real estate has gained favour for women investors. At least 65% women homebuyers now prefer to invest in real estate, followed by 20% favouring the stock markets. Just 8% of women respondents favour gold, and 7% prefer FDs.

Santhosh Kumar, Vice Chairman – ANAROCK Group, says, “Over the last decade, women have emerged as a major residential real estate buyer segment, especially in the urban centres. Their preferences are also distinctly shaping newer trends – from bigger homes, ready-to-move properties to specific budgets, they know exactly what they want. And like millennials, their preferences now influence the supply that developers put on the market.”

More women are now also buying property for investment. As per the survey, the ratio of women buying properties for end-use and investment has changes from the previous survey. It now stands at 77:23, where it was previously 82:18.

Of the total of 5,500 survey participants, 50% of respondents were women and among these, more than 80% consider the current time as ideal for buying homes.

Advantage – Women Homebuyers

There are many benefits that Indian women can avail by buying and registering properties in their names:

• Various government policies support and promote women homeownership in India. For instance, to avail homes under the government’s flagship scheme Pradhan Mantri Awas Yojna (PMAY) introduced in 2015, homes have to be mandatorily registered either in a woman’s name or with a woman as co-owner. This was done to empower women of the lower-income segments.
• Lower stamp duty is another benefit women homebuyers enjoy. Stamp duty charges are lower if the property is registered in a woman’s name, albeit with variations from state to state. The exemption varies from 1-2% across states, and may even vary within a particular state, based on the classification of regions as ‘urban’ and ‘rural’. For instance, Delhi, UP, Rajasthan, Punjab and Haryana offer a relaxation in stamp duty for women buyers.
• Many banks such as SBI, ICICI, and HDFC offer discounted home loan rates to women as compared to men. This again varies from bank to bank, with a difference of around 0.25%.
• To avail of certain tax benefits, a woman can also become the joint owner of a property with her husband and, if she has a separate source of income, both can claim tax deductions individually.

Source: ANAROCK Research

Also Read: NAREDCO FINANCE CONCLAVE 2023 TO ADDRESS REAL ESTATE INDUSTRY’S FINANCIAL NEEDS

The post Rs 45-90 Lakh ‘Sweet Spot’ for 36% Women Homebuyers appeared first on Square Feat India.

By Varun Singh

Mumbai in the 21 days of April has seen more sales than it witnessed in the entire month of April 2019 and even in April 2020.

In April 2020 there were Zero sales registered in the city of Mumbai as registration offices were shut due to lockdown imposed because of the pandemic.

In April 2019 a total of 5940 sales were registered in the city of Mumbai. From these sales a revenue of Rs 460 crore. was generated.

This revenue includes stamp duty and registration fees paid during the registration.

In. April 2021, within the 21 days of the month a total of 6413 sales have been registered, which higher than the sales registered in. April 2019.

However, the revenue generated is merely Rs 357 crore. There are two main reasons which. developers attribute to the less revenue collection in April 2021.

The developers body is happy that in spite of a pandemic and the state government taking away the stamp duty cut benefit, April 2021 has shown good sales.

Anand Gupta, chairperson, Housing and RERA committee of Builders Association’s Of India said, “First of all we in BAI happy to see that in spite of all odds of pandemic number of transaction and registration are more than April 2019 and April 2020.”

As regards to less collection of amount inspite of more transaction, Gupta says, the revenue amount is lesser compared to earlier years is mainly because first homebuyers who have paid concessional rate of 3% as against current 5% stamp duty (up to March 31) they are eligible to register as they have paid stamp duty prior to end of March.

The second reason according to Gupta is, the 1% concession given to all woman purchaser. “Obviously people are preferring to purchase flat /property in female member of family to get 1% concession in stamp duty. Thirdly even most of business houses/ people are avoiding or postponing big money transaction because of cash crunch in their present business, these are the main reason for less collection of total stamp duty,” said Gupta.

Also Read: Stamp Duty Concession, Woman To Pay 1% Less

The post In 21 Days Of April 2021 Mumbai Sells More Than April 2019 But Earns Less Revenue appeared first on Square Feat India.