In a landmark decision, the Maharashtra Cabinet has approved the State Housing Policy 2025 with the mission “माझे घर – माझे अधिकार” (My Home – My Right). The policy, described by Deputy Chief Minister and Housing Minister Eknath Shinde as “revolutionary,” aims to provide inclusive, affordable, and sustainable housing for all sections of society — from EWS (Economically Weaker Sections) to the middle class — by constructing 35 lakh houses by 2030, with an investment of ₹70,000 crore.
Key Objectives of the Policy
| Objective | Target/Initiative |
|---|---|
| Total Houses to be Built | 35 lakh by 2030 |
| Total Investment | ₹70,000 crore |
| AI Housing Information Portal | Central platform for availability, tracking, data |
| Land Bank | Statewide land bank by 2026 for residential use |
| Slum Redevelopment | Focus on cluster development and transparency |
| “Walk to Work” Housing | Homes near job hubs, esp. MIDC industrial zones |
| Housing for Special Groups | Women, students, senior citizens, differently-abled |
| Sustainable & Disaster-Resilient Housing | Green building and climate-resistant technologies |
Highlights Announced by Deputy CM Eknath Shinde
1. Inclusive & Affordable Housing for All
The policy covers:
- Economically Weaker Sections (EWS)
- Low-Income and Middle-Income Groups
- Senior citizens, women, students, industrial workers, journalists, disabled persons, and ex-servicemen
2. AI-Based State Housing Information Portal
A centralized platform using Artificial Intelligence to:
- Track housing supply and demand
- Geo-tag housing units
- Integrate data from MahaRERA, PM Gati Shakti, Mahabhulekh
- Ensure transparency and informed decision-making
3. Land Bank Development by 2026
- A state-wide land bank will be developed with the help of:
- Revenue Department
- Forest Department
- MSRDC
- MIDC
- Water Resources Department
4. Walk-to-Work Housing Model
- Promote residential developments near employment zones
- Especially in MIDC areas where 10–30% of the land will be reserved for housing
5. Mandatory Inclusion in All Metropolitan Regions
- Not just cities with 10 lakh+ population, but all Metropolitan Region Development Authorities will be required to develop inclusive housing projects
Support for Self-Redevelopment
| Initiative | Details |
|---|---|
| Self-Redevelopment Support Cell | For society planning, finance, developer selection |
| Seed Fund | ₹2,000 crore |
| Focus | Fast-tracking redevelopment of old buildings |
| Tripartite Agreements | Between society, developer & authority mandatory |
Slum Rehabilitation: Transparent & Tech-Driven
- Use of central government land for SRA (Slum Rehabilitation Authority) projects
- Joint planning with Central Govt. departments
- Real-time monitoring of projects using IT systems
- Improved transparency and accountability for all stakeholders
Cluster Development to Replace Failed SRA Projects
- Cluster redevelopment approach for areas with stagnant or delayed SRA projects
- New, capable developers to be selected through transparent bidding
- Strict timelines and accountability to eliminate irregularities
Environmentally Sustainable Housing
- Emphasis on green buildings and climate-adaptive designs
- Promotion of Global Housing Technology Challenge for:
- Heat-resistance
- Earthquake-resilience
- Flood protection
Support from CSR & Knowledge Partners
| Resource | Role |
|---|---|
| CSR Funding | To support affordable and social housing projects |
| Knowledge Partners | IITs, IIMs, WRI, UDRAI etc. to advise & support |
Summary
| Component | Details |
|---|---|
| Homes Planned | 35 lakh by 2030 |
| Total Budget | ₹70,000 crore |
| AI Housing Portal | Real-time, transparent housing data |
| Land Bank | To be ready by 2026 |
| Slum Redevelopment | Via cluster model and central govt collaboration |
| Sustainability Focus | Green tech, disaster-resilient infrastructure |
| Walk-to-Work Integration | Housing near jobs, especially in MIDC regions |
| Self-Redevelopment Support | ₹2,000 crore seed fund + dedicated support cell |
With this comprehensive housing policy, the Maharashtra government aims not only to fulfill the dream of homeownership for lakhs of citizens, but also to catalyze economic growth, modernize urban living, and lead India toward a more inclusive real estate future.
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