Budget 2025: Tax Relief on Two Homes, ₹15,000 Cr SWAMIH Fund & Urban Growth Push Real Estate Forward

The Union Budget 2025-26 brings significant tax relief for homeowners, allowing tax exemptions on two self-occupied properties instead of one. This progressive move enhances homeownership benefits, reducing notional rental tax burdens and making real estate investments more attractive. Additionally, the budget introduces a ₹15,000 crore infusion into the SWAMIH Fund to accelerate stalled housing projects, boosting market confidence. With zero income tax up to ₹12 lakh, middle-class disposable income is set to rise, fueling housing demand. However, industry experts highlight the need for further reforms, including home loan interest deductions and streamlined approval processes, to maximize sectoral growth.

Affluent Buyers Show Continued Interest in Luxury Real Estate

India Sotheby’s International Realty’s Luxury Residential Outlook Survey 2025 highlights that 62% of HNIs and UHNIs plan to invest in luxury properties within the next 12-24 months, driven by capital appreciation and rising affluence. While optimism about economic growth has slightly tempered, the survey underscores the resilience of luxury real estate as a preferred asset for lifestyle upgrades and wealth creation.

Real Estate Sector Pins Hopes on Union Budget 2025-26 for Revival Measures

The real estate sector is looking to Union Budget 2025-26 for much-needed support amidst declining activity. Affordable housing remains a key focus, with industry experts urging measures such as the reinstatement of the Credit-Linked Subsidy Scheme, revised price caps, and tax incentives. Infrastructure development is also expected to drive long-term growth.

MHADA Workshop Outlines Roadmap for MMR Growth Hub Project to Deliver 8 Lakh Affordable Homes by 2030

MHADA’s workshop on the MMR Growth Hub Project outlines a roadmap to deliver 8 lakh affordable homes by 2030, with a focus on slum rehabilitation, private developer collaboration, and innovative housing models. The project aims to address Mumbai’s housing crisis, spur economic growth, and transform the region’s urban landscape through sustainable redevelopment and cluster-based planning.

RBI’s Neutral Stance on Repo Rate: What It Means for India’s Real Estate Sector

The RBI’s decision to keep the repo rate unchanged at 6.5% for the eleventh consecutive meeting has led to a mix of optimism and concern in India’s real estate sector. While stability in borrowing costs provides confidence to developers and homebuyers, many were hoping for a rate cut to boost affordability and housing demand, particularly in the affordable housing segment. Experts emphasize the importance of government support and liquidity measures to sustain growth in the sector.