Smaller Cities Now Drive 64% of Home Loans as India Moves Beyond Metros

India’s home-loan map is no longer a story of Mumbai, Delhi, Bengaluru…

🏠 Affordable Housing Gets a Boost as Maharashtra Tweaks Sand Policy; Shorter Leases Aim to Curb Over-Extraction

Maharashtra has revised its sand extraction policy to balance affordable housing goals with environmental safeguards. By shortening lease periods and overhauling pricing, the government aims to curb over-extraction, stabilize sand supply, and keep construction costs in check for PMAY and housing projects.

MHADA Pune Lottery Opens for 4,186 Homes; Registration and Payment Process Begins

The MHADA Pune Board has launched a lottery for 4,186 residential units across various schemes, including PMAY and ‘First Come, First Serve’. The online registration and payment process is open from September 11 to October 31, 2025, with the final draw scheduled for November 21, 2025.

India’s Housing Loan Market Expands to ₹33.53 Lakh Crore, Registers 14% YoY Growth

India’s housing sector continues its upward trajectory, with the National Housing Bank (NHB) reporting that outstanding individual housing loans surged to ₹33.53 lakh crore as of September 30, 2024—a 14% YoY increase. The report highlights the evolving homebuyer preferences, regional credit disparities, and the impact of government schemes like PMAY and UIDF. With urbanization and digitization reshaping the real estate landscape, the sector remains poised for sustained growth in the coming years.

Affordable Housing Crisis: Will Budget 2025-26 Turn the Tide?

India’s affordable housing segment, once a cornerstone of the real estate market, has witnessed a sharp decline, with its supply share dropping from 40% in 2018 to just 16% in 2024. Anuj Puri, Chairman of ANAROCK Group, highlights how changing buyer preferences, rising input costs, and diminishing government incentives have impacted this critical sector. With the Union Budget 2025-26 around the corner, there is hope that decisive policies and renewed focus could revive affordable housing and restore balance to the housing market.