QIP Fundraising Reaches Record High in 2024, Real Estate Leads with INR 22,320 Cr

India’s QIP fundraising surged to an all-time high in 2024, raising INR 1,41,482 crore across sectors. The real estate sector emerged as the leader, attracting INR 22,320 crore in funding despite market volatility. Experts cite strong institutional confidence as a key driver behind the sector’s robust performance.

RBI Cuts Repo Rate by 25bps: A Boon for Homebuyers and the Real Estate Sector

The RBI’s decision to cut the repo rate by 25 bps to 6.25% is a significant boost for the real estate sector. Experts believe this move, coupled with recent tax benefits, will make home loans more affordable, encourage homebuyers, and drive market growth. Industry leaders highlight the positive impact on liquidity, affordability, and overall demand in both residential and commercial real estate.

RBI Cuts Repo Rate by 25bps: Lower Home Loan Interest for Homebuyers

The RBI’s 25 bps repo rate cut to 6.25% is a major boost for homebuyers, reducing EMIs and making housing more affordable. Developers also benefit from lower financing costs, driving project completion and market growth. Experts see this as a key step toward strengthening the real estate sector in 2025.

Budget 2025: Tax Relief on Two Homes, ₹15,000 Cr SWAMIH Fund & Urban Growth Push Real Estate Forward

The Union Budget 2025-26 brings significant tax relief for homeowners, allowing tax exemptions on two self-occupied properties instead of one. This progressive move enhances homeownership benefits, reducing notional rental tax burdens and making real estate investments more attractive. Additionally, the budget introduces a ₹15,000 crore infusion into the SWAMIH Fund to accelerate stalled housing projects, boosting market confidence. With zero income tax up to ₹12 lakh, middle-class disposable income is set to rise, fueling housing demand. However, industry experts highlight the need for further reforms, including home loan interest deductions and streamlined approval processes, to maximize sectoral growth.

Affluent Buyers Show Continued Interest in Luxury Real Estate

India Sotheby’s International Realty’s Luxury Residential Outlook Survey 2025 highlights that 62% of HNIs and UHNIs plan to invest in luxury properties within the next 12-24 months, driven by capital appreciation and rising affluence. While optimism about economic growth has slightly tempered, the survey underscores the resilience of luxury real estate as a preferred asset for lifestyle upgrades and wealth creation.